How to make your student loan last

When you get that beaut text from student finance, it’s inevitable that you’re going to feel like a millionaire for a sec. Spoiler alert—that money’s gotta last longer than your post-loan night out.

But how do you resist the temptation to use your entire loan to buy new trainers, a meal out, and your entire saved wishlist on Urban Outfitters? Asking for a friend...

You deserve a ✨small treat✨

It’s natural to want to treat yourself when you see that amount of money in your account. Pick one thing you’ve been eyeing—new trainers? That one bougie meal? And grab it.

Psssst—Your UNiDAYS discount is your bestie, remember to save extra with your discount!

Plan ahead

Work out how much of your maintenance loan is actually yours after you’ve paid the necessary things such as rent, bills and travel. Breaking it down month by month is a game-changer, so you’re not panic-Googling “how to survive on £20 for a month” halfway through the term.

Check for extra funding

Did you know there’s extra cash out there just waiting for you? Grants, bursaries, and scholarships exist, and you might actually qualify. (Shocking, I know.) Whether you’re a star athlete, music whiz, or just need a little financial help, do some digging—you might be eligible.

Consider getting a job

If you feel tight for money, it could be worth considering working alongside your studies. Most unis have jobs on campus and having a side hustle means guilt-free spending when you do want to splurge. Balance is key.

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